Where to buy groceries

I have been taking the opportunity to shop our groceries in different stores to be able to determine the lowest prices. My general observation is that it seems these grocery stores are talking with each other. There are items which are cheaper and expensive in one store, but vice versa in another store. There are items which can only be found in certain stores. So where do we do our groceries..  it's the store near us with free parking. The following are our grocery store preferences:

1. Pioneer Center, Kapitolyo
     > generally cheaper for all grocery items ie oil, canned goods, distilled water, formula milk
     > free parking
     > exclusive item bought/usually available - drypers, ram beans
2. Robinson's Supermart
     > a bit pricy compared to Pioneer Center
     > free parking for receipts with more than 1,000Pesos
     > exclusive item bought/usually available - bundling of items, free taste
3. SM Store
     > generally same price with Robinson's ie cheapest tag price for the formula milk we are buying
     > no free parking, we only do our groceries if we need to go to the SM Malls

I have been also to Pure Gold and Cherry Fooderama which are also generally same price with Pioneer Centre. I will still have to do my groceries in Super8 which I heard maybe the cheapest.

Car Insurance Cheapest I have canvassed

One of the major expenses if you own vehicles are the car insurance.  With Ondoy and recent earthquake calamities motor insurance is a must to protect your vehicles. The motor insurance should include acts of nature (AON) as standard, which was prior to these incidents, was given for free. I had my honda civic motor insurance with free AON, the year was 2008. Typhoon Ondoy was 2009, and now AON is being charged as additional in the motor insurance premium.

I took time to really scout for a good  and cheap car insurance policy. I checked the web (the likes of tsikot)and mostly inquired thru emails.  Actually the insurance companies really responded back with my email inquiry.

I evaluated at least 4 insurance companies.  I ended up buying from BPI MS Insurance considering primarily they have the least cost per  1000 peso car value insured. I did not go that far comparing features and freebies plus, ease of claims. BPI MS had the best in terms of premium versus car value. The following are the list of insurance companies in order of best to the least  in insurance car value

1. BPI MS Insurance

2. Mapfre

3. Malayan